Where can I find help with medical bills?

Many Americans need help with medical bills that pile up on the kitchen table. With no money to pay them, these bills only become a source of anxiety. Depending on the state you live in, there are limited options available to help you with unpaid hospital bills.

A good place to start looking for help with medical bills is to enlist the services of a medical billing advocate. This is a third party that helps review your unpaid medical bills to make sure there are no errors. They also see if the price of medical procedures is fair. They can negotiate your debt by paying your hospital bills.

Seeking help from your state may be an option, if the state offers programs. Many states offer protection to their constituents against harsh collection practices. Certain states have prohibited wage garnishment and other aggressive collection practices to recover unpaid hospital bills. Some states offer health coverage to uninsured people who qualify. For patients diagnosed as terminal or disabled, state and federal governments almost always offer full coverage programs.

Help with medical expenses will not be necessary if you seek free medical help whenever possible. There are free medical clinics that offer services to anyone who needs medical care. There are also free prescription programs to help with the cost of medications. However, as we all know, medical care is generally unexpected. Free clinics and free medications are available in many areas, so take advantage of free services when you can.

If you find that you do not qualify for any program or if there is no help with medical bills in your area, you may consider bankruptcy as an option to resolve your unpaid hospital bills. You can’t ignore bills for long before hospitals start collection activity. Be proactive and find the right solution before your problem gets out of control. Get help with medical expenses and get back on your feet now!