Public insurance adjusters can help real estate agents sell a house

Why use a public adjuster? In these difficult times, it is important that real estate professionals and homeowners do not miss any opportunity to sell their homes. There are many challenges in selling a home, and a damaged home will only sell for a discounted price. There are times when this works and times when it is financially impossible to lower the price. Regardless why not get full market value when you sell your home.

· Sell ​​at full price. As a real estate agent, when a client is looking to sell a home and you notice damage that is not due to normal wear and tear, but rather a sudden and accidental incident, your homeowner’s insurance policy may cover repair or replacement. replacement of the damaged item. gold system. The roof, walls, ceiling, and floor may be covered. If you see evidence of smoke or water damage, now would be a good time to contact a Certified Public Adjuster and ask them to offer you a free property inspection. The supplemental inspection may uncover a means to file a homeowners insurance claim to obtain money to make necessary repairs to facilitate a quick sale at full price.

· An additional free service. In fact, it would be a good practice to offer free property inspections to the Public Insurance Adjuster on all sellers’ homes you wish to list, as they may not be qualified to look for damages that can be recovered in a property settlement claim. This will put you above your competition when fighting for a listing. The payoff isn’t just the listing and sale of a home, but when you uncover a potential claim that your seller is getting paid, and you get new money you didn’t expect. That money can cover repairs or just go into the sellers pocket. Either way, the Real Estate Broker is the hero and will be given many referrals going above and beyond the contracted duties and working with a Public Adjuster. Many homes may need repairs before they qualify for conventional, FHA, or VA mortgage programs. By having a supplemental home inspection by a public adjuster as soon as you list the home, the claims process can begin immediately and help get the home sold and the deal closed sooner.

· No cash outlay. Like real estate agents, many public insurance adjusters work on a contingency fee. This means that unless there is a claim that they initiate and manage through settlement, there will be no charge. For the seller of the house this is a great benefit, because there is no cash outlay. They will only get money. Any funds they obtain as a settlement will be paid to the homeowner. Therefore, they can choose the contractor to do the work or do it themselves. This win-win situation is only a benefit to the homeowner and real estate professional.

· Real estate investors. Real estate agents who work with investors and rehabbers will find that there are many potential claims that they overlook as they are only looking to rehab, rent or sell their properties for investment. Many insurances cover damages like tenant vandalism that investors don’t know are typically covered. In addition to performing the free property inspection. The Public Adjuster will review the insurance policy for investors, homeowners, landlords, and small business owners to inform them of their coverage, terms, conditions, and duties in case of property damage. This is also a complementary service.

If a seller chooses to hire a Public Adjuster (PA) and there is damage that is recoverable, the PA will guide them through the maze of proving the claim and getting the largest property damage settlement from the insurance company. The PA will help them navigate their policyholder duties and requirements and when they can get the job done to sell the home as soon as possible. All to get money that they did not expect without the reference of their trusted Realtor.