Comprehensive insurance or third party car insurance in Dubai
According to one report, more than 3000 accidents have been reported per year in the UAE, which is pretty terrible. Due to this accident rate, the UAE’s RTA laws have become stronger to provide more safety for motorists.
Today, car insurance has become mandatory in the United Arab Emirates. So if you don’t want to lose a large amount of Dirhams, it would be wise to spend a small amount right now in the form of a car insurance policy.
Before proceeding further, you should take a look at the scenarios in which you are eligible to claim your car insurance in the UAE.
Insurance TopUp is the UAE’s most affordable online insurance company that is associated with the best insurance providers in the world. From providing a car insurance comparison to streamlining the insurance process for you, Insurance TopUp is a trusted source you can trust.
Looking for the most affordable insurance services? Get your free car insurance quote from Insurance TopUp right now.
Here we have broken down the vehicle insurance categories in the UAE. We assure you that through this car insurance comparison, you will be able to choose the most suitable policy.
Have a look!
What is liability insurance (TPL)?
Starting with the most basic vehicle insurance policy, third party car insurance in Dubai is the cheapest policy you can go for. It offers very limited services in the event of an accident, which is why it is cheaper than the other.
Under this policy coverage, your insurance company only pays for damage that occurs to the other vehicle or property due to your negligence. Please note that you do not pay for your loss. No medical expenses, no repairs, nothing more.
In the event that an insured vehicle causes damage to the third person, the driver can contact his insurance provider to compensate the injury or repair expenses from the other side.
So why do people choose this policy over the other? The answer lies in its profitability.
Also, those who are confident in their excellent diving skills, for the most part, opt for this type of policy.
To quote precisely, if you are purchasing this policy from a car insurance company in the UAE, you have to pay for your repair costs out of your own pocket.
If you want to enjoy some additional add-ons such as fire or theft coverage, you must pay an additional amount.
What is comprehensive auto insurance?
Simply put, comprehensive auto insurance covers third party auto insurance plus medical and repair expenses that are caused to your belongings as a result of an accident.
Sound more beneficial? If it is!
As it provides extensive coverage, this policy is an expensive but highly recommended option. It is better to invest a few additional Dirhams now rather than regret a greater financial loss in the future.
Covering a wide spectrum of expenses, from medical to windshield repairs and replacement, all finances are included in comprehensive car insurance in Dubai. This policy is in favor of the driver, whether the driver is at fault or in the event of fire or theft, this is a reference policy.
Set in mind:
- Comprehensive insurance is a must in the case of a car loan. The bank requires you to buy it at least for the term of the loan to protect your car. You can take advantage of various other benefits depending on the bank’s policies.
- Comprehensive insurance in Dubai does not cover damage caused by alcohol consumption.
- Make sure you fully understand the clauses, terms and conditions of the policy you want to purchase.
- Be sure to compare vehicle insurance in the UAE.
In the end, it all depends on you how much you are willing to pay for the policy of your choice. To follow the guidelines regarding insurance policies, feel free to contact Insurance TopUp or Just Call or WhatsApp +971565543022
We’re here when you need us!