What are the key benefits of gap year travel insurance?

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Sometimes you need to take a break. This could be an extended study break or a much-needed break from your career. Whichever the case, you’ll need the type of travel insurance that covers your entire trip.

Insurance companies offer you the type of insurance policy you need for that type of trip. This type of insurance is called gap year travel insurance.

Who is this insurance for?

Gap Year travel insurance is aimed at people between the ages of 16 and 50 who are planning extended trips. Students and other travelers from the United Kingdom and the European Union who are on a budget are perfect candidates for this type of travel insurance policy. The coverage is comprehensive and no frills, making it easily affordable.

This policy covers up to 15 months of travel and can even be extended up to 18 months. This type of insurance policy covers every country in the world, such as the United States, Canada, the Caribbean islands, Mexico, and even Japan.

The Benefits of Gap Year Travel Insurance

When you choose the gap year policy, you get the following benefits:

  • You do not have to be a young student to be eligible for this insurance policy. People up to age 50 can purchase gap year travel insurance.

  • All residents of the United Kingdom and the European Union can purchase this coverage.

  • You get coverage even after you check out, which means if you’ve already started your travels and then realize you don’t have insurance coverage, you can still contact the insurance company and get gap year travel insurance.

  • you are covered by No screen medical conditions. Insurance companies have a list of medical conditions that are covered for free as part of the standard Gap Year travel insurance coverage. So if your condition is listed and has been stable for at least 12 months, you don’t need to worry about paying more for health coverage.

  • In addition to standard medical coverage, you’ll also get 24-hour Emergency Medical Assistance.

  • An interesting one: even cruise travel is covered as standard in your gap year travel policy.

  • Most adventure activities like trekking, biking, most sports and underwater activities are also covered as part of your package. However, if you are looking for higher risk extreme sports then you will need to take out additional cover on top of your existing travel policy.

  • You can even customize your policy with additional add-ons. For example, you can get coverage for your valuables, excess waiver coverage, repatriation to New Zealand, Australia or South Africa, winter sports coverage and even homecoming coverage to name a few.

The best time to buy your insurance policy is when you are planning your trip. That way, if you have to cancel your trip at the last minute, you’ll get cancellation coverage. Safe journey!

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